A GIA is a medium to long-term investment that could be a good option if you’ve used up your ISA allowance and don’t want to lock your money away in a pension. You will have access to a range of different investment opportunities and can invest a regular monthly amount, a lump sum – or both.
It could be suitable for someone who has used up their annual ISA allowance but still wants to invest additional money. If you’re not sure if this account is right for you, please speak to your intermediary if you have one.
